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Consumer News Archive

  You are 3 times more likely to be affected by flooding then fire, and the average flood damage claim is $33,000.00. Fortunately, there are steps you can take to protect yourself.According to an article in the April 2010 Western Pennsylvania AAA Motorist magazine, flooding is the most prevalent natural disaster and you are 3 times more likely to be affected by flooding then fire. The average flood damage claim is $33,000.00. Fortunately, there are steps you can take to protect yourself from this personal and economic disaster.  Read more here.
Utilities like Verizon report your payment history which becomes part of your credit report. Your payment history also is a factor in determining the insurance rates you will pay.Verizon, like other utility related companies, reports your payment history to the major credit bureaus. Their information about you is part of the report insurance companies are using to determine the rates you will pay.  Read more here. Here are 4 reasons why spending money is more addictive then any other behavior we experience.Is it any wonder we are addicted to spending money? This story shows evidence that spending money can biologically create a pleasurable experience. Society isn't making it any easier either. We been conditioned to get “high” on the biological euphoria of spending money.  Read more here. e are seeing more news reports about speeding tickets. Are the speeding tickets a reflection of local and state economies in recession?Remember Sammy Hagar singing “I Can’t Drive 55” back in 1984? Well, it looks like Sammy is going to have to learn how. There have been an increasing number of reports that suggest more speeding tickets than usual are being issued. Some say it is because of the recession. Here are some reasons why that could be true.   Read more here.
There is a class action lawsuit against many lawnmower manufacturers because the advertised horsepower was higher than the actual horsepower of the mowersHere is the update posted regarding the lawn mower class action suit. The lawsuit is against many lawnmower manufacturers because the advertised horsepower was higher than the actual horsepower of the mowers. Are you entitled to one of the rebates? Read more here. What is reported about your insurance history by the loss history exchanges plays a part in your insurability and the rates you will pay. Here is how to check your reports.You've checked your credit reports, but did you check your "insurance loss history report"? If there are mistakes on it you will pay more for insurance rates or even be uninsurable.  Read more here. AAA president member,Woodrow Wilson presidential limousine,1919 Pierce Arrow limousineEver wonder what President Woodrow Wilson's 1919 Pierce Arrow limousine have in common with using a budget to reach your financial goals?  Find out here.
national consumer protection weekThe Better Business Bureau is one of the supporting partner organizations that comprise the group sponsoring National Consumer Week. The current economic climate makes consumer protection and education even more critical as scams and deceptive business practices tend to flourish during harder times. However, there are steps you can take in order to be less vulnerable to these challenges when spending money.  Read more here. Utility companies in Pennsylvania, such as Duquesne Light and Allegheny Power, are offering various rebates on energy efficient appliances, home upgrades and lighting.April 21, 2010 started the first week for the Cash For Appliances rebate in Pennsylvania. Note that in PA, rebates are specifically for high efficiency home heating equipment, such as a water heater or furnace. There is no rebate offered by Pennsylvania for ovens, refrigerators, etc. There are other rebates available elsewhere though.   Read more here.  

Electric Utility Rebate Programs

This list provides links to your electric utility company's energy efficiency rebate programs. This list provides links to your electric utility company's energy efficiency rebate programs. This list provides links to your electric utility company's energy efficiency rebate programs. This list provides links to your electric utility company's energy efficiency rebate programs.
Utility rebate programs   Link to site
Alabama Power Company Free water heater www.alabamapower.com/residential/waterheater.asp
Allegheny Power Watt Watchers Program www.alleghenypower.com/
Alameda Municipal Power Refrigerator Rebate www.alamedamp.com/index.php?option=com_content&view=category&layout=blog&id=18&Itemid=35
Ameren UEfficiency www.ameren.com/sites/aue/UEfficiency/Pages/home.aspx
American Electric Power - Ohio Refrigerators www.gridsmartohio.com/recycle.aspx
American Electric Power - Texas Residential Rebates www.aepressop.com/TexasNorth/index.html
American Electric Power - Oklahoma Residential Rebates psoklahoma.com/save/programs/Default.aspx
American Electric Power - Arkansas Residential Rebates www.aepefficiency.com/arkansas.html
Anchorage Municipal Light General Information www.mlandp.com/redesign/Tax_credit.htm
Atlantic City Electric Programmable Thermostat energywiserewards.atlanticcityelectric.com/overview/
Arizona Public Service APS Rebate Program www.aps.com/main/news/releases/release_593.html
Austin Energy Many Rebates www.austinenergy.com/Energy%20Efficiency/Programs/Rebates/index.htm
Baltimore Gas and Electric Appliances and Lighting http://conservation.bgesmartenergy.com/residential/lighting-appliances
Berkshire Gas Residential Energy Efficiency www.berkshiregas.com/UsageAndSafety/energyefficprog.html?menu=1125
Boston Edison Company Various Residential Rebates www.nstar.com/residential/energy_efficiency/electric_programs/
Cambridge Electric Light Company Various Residential Rebates www.nstar.com/residential/energy_efficiency/electric_programs/
Central Hudson Gas and Electric Savings Central www.savingscentral.com/cool_savings.html
Chugach Electric Prepay discount www.chugachelectric.com/news/outlet/sep08_outlet.pdf
Citizen's Electric Company General Information www.citizenselectric.com/documents/2009-12DecNewsletter_000.pdf
Columbia River PUD Many rebates www.crpud.net/residential
Commonwealth Electric Company Various Residential Rebates www.nstar.com/residential/energy_efficiency/electric_programs/
Connecticut Energy Efficiency Various Residential Rebates www.ctsavesenergy.org/programs/home.php
Connecticut Light and Power Home Services & Rebates www.cl-p.com/Home/SaveEnergy/Rebates.aspx
Consumers Energy "Bring Home The Savings" www.consumersenergy.com/eeprograms/Landing.aspx?id=793
Copper Valley Electric Various Rebates www.ahfc.state.ak.us/home/index.cfm
Delaware Power Appliance Rebates www.delmarva.com/energy/conservation/appliance/default.aspx
Duke Power N. Carolina Smart$aver www.duke-energy.com/north-carolina/savings/smart-saver.asp
Duke Power S. Carolina Smart$aver www.duke-energy.com/south-carolina/savings/smart-saver.asp
Duke Power Indiana Smart$aver www.duke-energy.com/indiana/savings/smart-saver.asp
Duke Power Ohio Smart$aver www.duke-energy.com/ohio/savings/smart-saver.asp
Duquesne Light Watt Choices www.duquesnelight.com/wattchoices/
Dominion Various Rebates my.dom.com/externalPortalWebApp/retail/warranty.portal
Efficiency Maine - State of Maine Various Residential Rebates www.efficiencymaine.com/at-home/hesp_program
Entergy Lighting and Residential www.entergy.com/ensight/
Florida Power and Light Various Programs www.fpl.com/business/savings/rebates_and_incentives.shtml
Georgia Power Water Heater www.georgiapower.com/residential/waterheater_marathon.asp
Golden Valley Electric Association Energy$ense www.gvea.com/energyprograms/energysense/
Hawaiian Electric Company Various Programs www.hawaiienergy.com/rebates/
High Plains Power General Information www.touchstoneenergysavers.com/stimulus.html
Idaho Power Various Programs www.idahopower.com/EnergyEfficiency/Programs/default.cfm?tab=Irrigation
Illuminating Company - First Energy Online Savings Store www.firstenergycorp.com/Residential_and_Business/Products_and_Services/Save_money/index.html
Jersey Central Power and Light Online Savings Store www.firstenergycorp.com/Residential_and_Business/Products_and_Services/Save_money/index.html
Kansas City Power and Light Home Improvements www.hpwes.net/Qualifications/EnergyStarRebateQualifications.html
Kentucky Utilities Air Conditioning www.eon-us.com/dc/default.asp
Met-Ed Online Savings Store www.firstenergycorp.com/Residential_and_Business/Products_and_Services/Save_money/index.html
Mississippi Power Earth Cents Rebates www.mississippipower.com/earthcents/ec_rebate.asp
Mid American Energy - Iowa Residential Rebates www.midamericanenergy.com/ee/ia_res_rebates.aspx
Mid American Energy - Illinois Residential Rebates www.midamericanenergy.com/ee/il_res_rebates.aspx
Mid American Energy - South Dakota EnergyAdvantage www.midamericanenergy.com/ee/include/pdf/sd_res_equip_brochure.pdf
New York Electric and Gas Various Residential Rebates www.nyseg.com/UsageAndSafety/usingenergywisely/eeps/eepsprograms.html
NorthWestern Energy Rebates and Tax Credits www.northwesternenergy.com/NWEplus/at-home/rebates-tax-credits.aspx
North Western Energy Various Programs www.northwesternenergy.com/display.aspx?Page=Act_Now
NV Energy Various Rebates www.nvenergy.com/saveenergy/home/rebates/
NSTAR Gas Company Various Residential Rebates www.nstar.com/residential/energy_efficiency/electric_programs/
Ohio Edison - First Energy Online Savings Store www.firstenergycorp.com/Residential_and_Business/Products_and_Services/Save_money/index.html
Oklahoma Gas and Electric Lighting www.oge.com/business-customers/save-energy-and-money/EnergyEfficiencySolutions/Pages/Lighting.aspx
Omaha Public Power District AimGreen Rebates www.oppd.com/AimGreen/index.htm
Rochester Gas and Electric Various Residential Rebates www.rge.com/UsageAndSafety/usingenergywisely/eeps/eepsprograms.html
Pacific Power Watt Smart www.pacificpower.net/wattsmart
Penn Power - First Energy Online Savings Store www.firstenergycorp.com/Residential_and_Business/Products_and_Services/Save_money/index.html
Penelec - First Energy Online Savings Store www.firstenergycorp.com/Residential_and_Business/Products_and_Services/Save_money/index.html
Pike County Light and Power Heating and Air Conditioning www.oru.com/programsandservices/incentivesandrebates/centralairconditioning.html
PNM - New Mexico Rebates and Discounts www.pnm.com/rebates/home.htm
PPL ePower www.pplelectric.com/e-power/Residential
Progress Energy Energy Efficiency Programs progress-energy.com/custservice/carres/efficiency/index.asp
Public Service New Hampshire Lighting & Appliances www.psnh.com/Energy/Home_Efficiency/Residential_Lighting.asp
Rhode Island Electric Various Rebates www.powerofaction.com/rirenewconstruction/
Santee Cooper Various Rebates /www.santeecooper.com/portal/page/portal/santeecooper/myhome/refrigerator_home
Tennessee Valley Authority General Information energytaxincentives.org/
Toledo Edison - First Energy Online Savings Store www.firstenergycorp.com/Residential_and_Business/Products_and_Services/Save_money/index.html
Tucson Electric Company Green Energy Rebates www.tep.com/Green/EHC/rebates.asp
UGI Electric General Information www.ugi.com/pdf/gasline_png.pdf
WE Energies Energy Partners www.we-energies.com/residential/acctoptions/epartners.htm
Kodiak Electric Smart Strip Giveaway www.kodiakelectric.com/survey.html
Western Massachusetts Electric Various Programs www.wmeco.com/residential/saveenergy/energyefficiencyprograms/default.aspx?sec=ew
Wireglass Electric General Information www.touchstoneenergysavers.com/index.html
Valley Rural Electric Water heater www.valleyrec.com/index.php/programs
Yankee Gas Energy Efficiency Fund www.yankeegas.com/HomeCustomer/Home_Energy_Saving.asp

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"Bowman's Money College, Penn Hills - Turning  poor into more"

Bowman's Money College, located in Penn Hills, is published to provide personal insights and opinions on saving and managing money, budgeting, and reducing debt. Also provided are ways to start a small business, decrease your tax liability, and build wealth. Bowman's Money College does not give professional accounting, legal, or investing counsel. The ideas, examples, and advice presented on this site are solely the opinion of the author based on his personal experiences. 412-376-SAVE © All rights reserved. Contact at LinkedIn.