BOWMAN'S MONEY COLLEGE - FINANCIAL EDUCATION WITH STRATEGIES TO SAVE MONEY

Free Or Low Cost Alternatives To Health Insurance

living without health insurance, cost of no health insurance, no health insurance, alternatives to health insuranceInexpensive and Free Resources
Take advantage of free health seminars and demonstrations.
Use the web for diagnoses and information.
Local health department can often arrange inexpensive preventative care.
Many resources are available and the cost of most services for uninsured people
are based on your household income.
You can find programs that include preventative services, dentistry, podiatry,
pediatric care, cancer screening and prenatal care, for example.
Ask your unemployment office, Salvation Army, Red Cross, church, and local health department where you can find inexpensive options for health care.


Discounted Health Care
Use the
Take Care Clinic and similar clinics
Use doctors that do not take insurance (Their fees are often dramatically reduced.)
Use your
AAA Motor Club membership for discounts on medicine
If you end up in the emergency room be sure to tell them you are uninsured. They will tell you what discounted services you are eligible for.


Preventative Behavior
Eat a healthy, clean diet.
Be sure you are supplementing your diet with high quality vitamin supplements.
Keep stress out of your life.
Stop smoking.
Reduce your alcohol consumption.
Use
sunscreen lotion to reduce your chance of skin cancer.
Drink more water.
Avoid risky behaviors like driving without wearing a seat belt.
 

Preventative Medicine
The first thing you should do (even with health insurance) is stop smoking, eat healthy foods, drink appropriate amounts of water, exercise moderately, and maintain a healthy weight.

Get
flu and other vaccinations
Exercise moderately
Chiropractic treatments
Use an anti cavity mouthwash
Get an occasional massage
Practice birth control


Alternative Coverage
Keep your car insurance. If you are injured in your car your medical treatment will be covered.
If you are a veteran be sure to utilize all the benefits available to you through the VA.
If you are diabetic consider the
Abbott FreeStyle Promise Program.
Michelle's Law – parents’ employer must still cover the student dependent (if previously covered) if the student has to take a medical leave from school or reduce their enrollment status.


Preventing Health Issues
Use air filtration to remove mold and pollutants from your home.
Use a
HEPA rated furnace filter in your home to reduce allergens.
Use a dehumidifier – eliminating moldy conditions preserves your respiratory health.
Learn basic first aid and keep first aid supplies handy.
Keep your hands clean.
Control moisture in your home.
Wear appropriate shoes when exercising.

 

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"Bowman's Money College, Penn Hills - Turning  poor into more"

Bowman's Money College, located in Penn Hills, is published to provide personal insights and opinions on saving and managing money, budgeting, and reducing debt. Also provided are ways to start a small business, decrease your tax liability, and build wealth. Bowman's Money College does not give professional accounting, legal, or investing counsel. The ideas, examples, and advice presented on this site are solely the opinion of the author based on his personal experiences. 412-376-SAVE © All rights reserved. Contact at LinkedIn.